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Call us at 607-965-6099or send us a fax at 607-965-7798
Most people refer to a person watercraft, or a PWC, by the brand name (Jet Ski®, WaveRunner® or a SEADOO®). Whatever you call it, American Modern® can protect it.
Loss free renewal - 5% on first renewal, 10% on successive years
Experience - We will adjust the rate to reflect your boating experience.
Insuring multiple units - 10% if insuring two or more
Personal watercraft are best protected with physical damage protection for the hull, comprehensive coverage for other kinds of damage or loss, plus liability coverage. Where appropriate, a liability only policy can be written.
Market value settlement - In the event of a total loss or theft, we pay the market value (actual cash value), which includes a deduction for depreciation. For a partial loss, we pay the repair cost, minus depreciation for the damaged parts. The policy deductible applies.
Medical payments - Policy includes $1,000 of coverage which can be increased up to $5,000